The Guangdong Yixiang Folk Culture Co. has a licence to print money -- thousands of lookalike US dollars roll off its clattering presses every minute, intended as burnt offerings for the heavenly bank accounts of Chinese ancestors.
But in the earthly realm, small- and medium-sized companies like this have a devil of a time getting a loan from China's big state-owned banks, which prefer to lend to large, often state-owned, firms.